Manager: Credit
Listing reference: capbw_000030
Listing status: Closed
Apply by: 4 December 2021
Position summary
Industry: Banking
Job category: Credit Analysis and Risk Management
Location: Windhoek
Contract: Permanent
Remuneration: To be discussed
EE position: No
Introduction
Accountable for effective and efficient management and administration of credit activities in compliance with the Bank’s credit policy and procedures in order to contain credit risks and legal implications to the organization.
Job description
KEY PERFORMANCE AREA (KPAs)
1. Financial Management
Assist the Branch manager in the planning and execution of the Branch budget, e.g. margin management and credit related non-interest income.
2. Client Relationship Management
· Responsible for the execution and reporting on the CRM model
· Assist the Branch Manager in building and enhancing long-term working relationships with both internal and external stakeholders/clients.
· Enhance and maintain working relationship with existing and new clients
3. Sales Focus
· Assist the Branch Manager in identifying potential growth areas for the branch and analyze trends and competitive environment
· Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the sales area.
· Assist in developing and reinforcing a sales culture in the branch.
4. Credit Management
Responsible for effective and efficient management and administration of credit activities in compliance with the Bank’s credit policy and procedures in order to contain credit risks as per set objectives in the Balanced Scorecard.
5. Collateral Management (If applicable in smaller branches)
Responsible for effective and Efficient management and administration of collateral/securities in compliance with the Bank’s credit policy as well as rules and regulations in order to minimize risk and legal implications to the organization.
6. People Management
· Provide management and leadership capabilities in the department.
· Responsible for workforce planning and people capacity requirements for the department,
· Responsible for performance and talent management in the department.
Minimum requirements
Minimum Requirements
1 Qualifications
· Diploma in a commercial field with 7 years’ credit experience of which 3 years should be in a managerial level.
· Successfully completed credit and collateral modules.
· Degree in a commercial field will be an added advantage
2 Expertise/Knowledge/Skills
· Sound knowledge of Banks products and services, credit principles, sales and administration.
· Computer literacy essential (Word, Excel, PowerPoint)
· Excellent Leadership skills
· Excellent interpersonal relationship skills
· Skill in analyzing and evaluating financial information.
· Good writing skills
3 Behavioural Competencies- As per Capricorn Way
· Wisdom
· Responsiveness
· Motivation
· Resilience
· Curiosity
· Initiative
· Enjoyment
· Impact
Engagement
