1.    Financial Management

•    Assist the Manager: Legal Debt Recovery with the planning and execution of financial targets related to legal collections through managing the court process.

 

2.    Legal Collections

2.1    Collection of debts

•    Overall responsible for effective and efficient implementation of the legal debt collection court process in compliance with the policy, procedures and processes in compliance with the Bank’s credit policy and procedures.
•    Responsible to draft all pleadings and represent Bank Windhoek in courts across a variety of associated proceedings, case planning stage, status hearings, case management hearings, and all stages of the case management process.
•    Responsible to assist Legal Officers in the court proceedings, including but not limited to court pleadings.
•    Provide legal advice for debt collections procedures to the credit department. 
•    Maintenance of expert knowledge on relative legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
•    Identify how changes in legislation will affect the collection process and apply strategic changes in a preemptive attempt to lessen the affect of the change in legislation.
•    Monitor changes in legislation, regulations, initiatives and relevant industry practices. Ensure drafting and implementation of appropriate interventions.

 

2.2    Realisation of securities

•    Overall responsible for effective and efficient realisation of all collateral securities ceded to the Bank in line with the Bank’s policy, procedures as well as applicable through the implementation of the legal court process.

 

2.3    Auctions

•    Ensure that legal process of auctions are duly executed through effectively and efficiently conducted in liaison with clients, other internal and external stakeholders.

 

2.4    Provision of Legal Collection Services

•    Responsible for Analysing data, Researching case law, Drafting of pleadings to institute legal action on behalf of the Bank and Advising Bank on correct legal procedures for, inter alia, debt collections, liquidations, estates, judicial management and business rescue. 

 

2.5    Legal Support Service

•    Responsible to analysing and advise collateral documentation and advise of legal challenges and correction of any such challenges in legal procedures for, inter alia, debt collections, liquidations, estates, judicial management and business rescue.

 

3.    Relationship Management

•    Responsible for building and enhancing long term working relationships with both internal and external stakeholders including clients, e.g. attorneys, branches, etc.
•    Enhance and maintain effective and efficient working relationship with existing clients.
•    Ensure that both internal and external clients are treated in a professional manner at all times.

 

4.    Compliance, Risk and Support

•    Responsible for effective and efficient management and administration of legal collection internal processes and procedures in order to ensure compliance with the Bank’s risk framework to minimise risk.
•    Partner with other relevant internal stakeholders such as risk department, internal auditing in managing all risks related to legal collections.
•    Provide support and guidance to various stakeholders such as branches, attorneys, etc. on risk matters related to legal collections.

 

5.    People Management

•    Provide management and leadership capability to the team
•    Develop and re-enforce a performance culture in the team

 

6.    Routine Administration

•    Overall responsible for effective management and control of all routine administrative activities related to legal collection in the branch in compliance with the Bank’s policies, procedures, rules and regulations.
•    Overall responsible for effective and efficient management and submission of admin related reports to relevant stakeholders.

 

7.    General

•    Must be prepared /willing to do any other reasonable and lawful instruction/task and ensure that it is normally carried out on time and correct.

 

CORE COMPETENCIES:
•    Leading and deciding
•    Interacting and presenting
•    Relating and networking
•    Analyzing and Interpreting
•    Creating and Conceptualization
•    Organizing and Executing
•    Delivering and meeting customer expectations
•    Planning and organizing
•    Adapting and Coping
•    Adapting and responding to change
•    Entrepreneurial and Commercial thinking
•    Knowledge of Substantive Law and Procedure