Design and implement the treasury strategy aligned with the Bank’s strategy:
• Optimise the balance sheet structure and funding sources to enhance liquidity, efficient capital management, and
improve margins.
• Optimise trading and non-interest income through diversified offerings, customer growth, and product development.
• Manage the Bank’s Currency and Trade Finance capabilities to ensure comprehensive cross-border offerings to clients.
• Ensure policies and processes are in place to support and
govern the treasury strategy.

 

Detailed Description (INPUT)
1.1   Participate in Bank’s development of overall strategy and contribute funding, trading and sustainability advice to guide decisions with regards to strategic initiatives, potential funding and market risk appetite.
1.2   Analyze company strategy and roadmap to determine the future trends, strategic direction, and legal implications to determine the funding strategy, pricing and trading income plan for the year. Maintain a focus on both interest and non-interest income performance of the Treasury through monitoring and management of actual results against budget.
1.3   Interpret the company and strategy and roadmap and relate to the divisional roadmap to determine the direction of the specific area:
Propose legislation/regulations
Amendments to current legislation/regulations
Trends in the industry
Trends in international legislation/regulations pertaining to the industry
Trends related to Treasury
The impact on other areas
Prepare and present the Treasury Report at EMT and Board meetings

1.4   Collate the information into a workable document for use for review and buy-in for the development of a divisional strategy and implementation roadmap in accordance with policies, procedures, and legal requirements.
1.5   Develop policies, processes and limits for the treasury function and creates criteria for treasury approaches.
1.6    Manage all relevant aspects of new initiatives such as bonds, disbursements of funds, frameworks, impact reports and audits.
1.7    Manage/Chair, in collaboration with the Head of Funding and support ALCO with oversight, evaluation of the implementation and operation off the Liquidity Risk Framework and CFP and required responsibilities as it relates to the Market Risk Framework and internal reporting. Engage with LMRF members in relevant debates about pertinent liquidity and market risk matters, and decide upon appropriate responses and actions and make relevant recommendations to the ALCO and others committees.

 

Manage the Bank’s capital, funding, and liquidity trading:
• Ensure sufficient liquidity and buffer levels to meet operational, regulatory, and strategic requirements and optimise returns on surplus funds.
Minimise Bank risks:
• Ensure compliance with risk frameworks to manage, minimise, and mitigate liquidity, market, and treasury-related risks.

Manage client and stakeholder relationships and
collaboration:
• Maintain and grow strong investor relationships through excellent, innovative services to clients.
Divisional and people management:
• Lead and manage the Treasury team to deliver on set objectives.

 

Detailed Description (INPUT)
2.1   Manage the Bank’s liquidity requirements by sourcing funds in the capital and money markets to ensure sufficient funds (sound cash management) to meet all funding requirements.
2.2   Manage the cost of funding and advice on adjustments and amendments proactively to cope with market changes.
2.3   Lead conscious financial planning and analysis by forecasting cash flow regularly, monitoring and optimizing networking capital and managing existing credit facilities.
2.4   Manage Foreign Exchange Income and other trading income and manage the mandates for all rates, margins, hedges and products.

 

Minimise Bank risks:
• Ensure compliance with risk frameworks to manage, minimise, and mitigate liquidity, market, and treasury-related risks.

Detailed Description (INPUT)
3.1   Ensure adherence to all Regulatory requirements and that Bank is adequately funded in terms of policy provisions (Funding Plan; Risk Management Policy; FP Policy and ALCO proposals).
3.2    Chair the Liquidity and Market Risk Forum, and has oversight of, discusses and proposes policies, strategies and changes related to the key risks indicators for market and liquidity. Present to ALCO and the Board and make recommendations on how to manage these risks and possible hedging scenarios, including Liability product mix, derivatives, FTP impacts, new products and as required.
3.3   Analyze and conduct investigations to determine:
The nature of the risk
The extend of the risk
The possible impact of the risk on the company consult the relevant role players with reference to be identified risk
facilitate workshops, where necessary, to identify possible solutions/actions required to minimize the risk; assess, monitor, evaluate all Treasury risks; create a detailed risk management framework, monitor application, and investigate and report on exceptions. Monitor corrections or amendments as per Internal Audit Report. Report to the Liquidity Committee and Asset Liability Committee on Treasury Risk related matters,
Develop a new procedure in accordance with actions taken or amend current procedures
Conduct workshops/meetings with the relevant role players to ensure awareness and to minimize risk
Compile information packs on the risk minimizing and distribute to the relevant role players including external solicitors
Monitor operations to ensure that the actions minimized/eradicated risks
Minimize risks in accordance with policies, procedures and legal requirements
Conduct minimizing actions within the allocated time frames.
3.4   Advise and inform clients and derivatives and hedging solutions. 

 

Manage client and stakeholder relationships and collaboration:
• Maintain and grow strong investor relationships through excellent, innovative services to clients.

Detailed Description (INPUT)
4.1   Build relationships within and outside the Bank in relating to funding and liquidity matters; to develop a credible and relevant network.
4.2   Act as internal advisor to all Business Units and the leadership team in making risk adjusted business investments and strategic decisions.
4.3    Manage certain client relationships with potential clients and invest or trade FX e.g., mines, asset managers.

 

Divisional and people management:
• Lead and manage the Treasury team to deliver on set objectives.

Detailed Description (INPUT)
5.1   Analyze the business plan to determine applicable deliverables and targets, determine skill requirements as per talent policy framework and relevant human resources policies and procedures (Performance Management, EE Targets; Inclusion, Diversity and Equity Plan, Talent Management Policy).
5.2   Responsible to ensure excellent teamwork and development and that all demonstrated behaviours are aligned with the Bank’s vision and values.
5.3   Create a culture of constructive challenge of assumptions and practice. Provide tools to encourage, reinforce, share, and collaborate.
5.4   Develop and manage the Treasury budget, adhering to financial guidelines and expenditure control.
5.5    Coach and develop the team to ensure delivery of quality output and management of team resources.

 

CORE COMPETENCIES AND SKILLS
Business Acumen and Market Understanding
Leadership and Decisiveness skills
Emotional intelligence
Interact and Present (networking)
Analyze and Interpreted (apply expertise and technology)
Create and Conceptualize Strategies and Concepts
Organize and Execute (deliver results, meeting customer requirements)
Adapt and Cope (stress tolerance)
Entrepreneurial and Commercial Thinking