Credit Officer (RB4) - Mariental Branch
Listing reference: capbw_001317
Listing status: Under Review
Apply by: 28 January 2024
Position summary
Industry: Banking
Job category: Other: Banking, Finance, Insurance, Stockbroking
Location: Mariental
Contract: Permanent
Remuneration: Market Related
EE position: No
Introduction
Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures in order to contain credit risks as per Performance Development Contractffective administrative management of the credit facilities in compliance with the Bank’s credit policy and procedures and containment of credit risk as per BSC.
Job description
Key Performance Areas (KPAs)KEY PERFORMANCE AREA (KPAs)
1. Financial Management
Assist the Portfolio Credit Officer/Manager in the planning and execution of the Branch budget, e.g., margin management and credit-related non-interest income.
2. Client Relationship
Management of client relationships by ensuring that clients are handled in a professional manner and information provided is correct.
3. Sales Focus
· Identifying cross-selling opportunities and referring such opportunities and leads to the relevant departments.
· Develop and reinforce a sales culture in the branch.
4. Credit Administration
Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures to contain credit risks as per Performance Development Contract.
5. Minimum Requirements
5.1 Qualifications
· Grade 12 with 4 years’ total with at least 2 years’ experience in credit.
· Successfully completed credit and collateral modules be an added advantage
Core Competencies:
• Customer focus
• Delivering Results and meeting customer expectations
• Planning & Organising
• Assertive
• Interpersonal Sensitivity
• Problem Solving and Analytic
• Insight/understanding
• Ability to work well under pressure
• Friendliness
• Quality conscious
• Communicating orally/written
• Teamwork
• Reliability
• Resilience
Minimum requirements
Experience/Knowledge & Skills
• At least 2 years general banking experience
• Knowledge of Products and Services
• Knowledge of Business & Administration Procedures
• Knowledge of Credit principles
• Computer literacy essential (Word, Excel)
• Good Leadership skills
• Excellent interpersonal relationship skills
• Skill in analyzing and evaluating financial information.
• Passion to work with numbers
QUALIFICATION
- Grade 12
- A Credit Diploma will be an advantage
