Customer Focus
•    Responsible for ensuring that clients are handled in a professional manner, the information provided is correct and clients are correctly referred

Sales Focus
•    Identify cross-selling opportunities and refer such opportunities and leads to the correct person or department involved 

Credit Administration
•    Evaluation of credit applications, with reference to risk factors:
Financial analysis
Financial structuring
Credit evaluation and assessment
•    Ensure all applicable documentation for credit applications are received from sales
•    Ensure that documents for entry are completed correctly with the required authorisation and signatures
•    Monthly/quarterly/annual revision of account exposure
•    Ensure daily referral processes
•    Excess memorandum is submitted to centralised Credit Office
•    Responsible for preparing reports and standard statements / Ensures that monthly returns/reports are submitted to centralised Credit Office
•    Responsible for ensuring that contracts are complete and legally correct 
•    Responsible for ensuring that differences between source documents and the system are corrected and that lists are filed
•    Responsible to ensure that costs are recovered in accordance with the prescribed guidelines
•    Achieving credit control assessment targets / audit
•    Completion of all applicable documentation for overdraft facilities: existing customers
•    Aftercare for all collections

 

Ganeral duties
•    Willing to perform any other reasonable and lawful duties assigned by the management

 

Competencies

Working with People
Adhering to Principles and Values
Analysing
Following Rules and Procedures
Planning and Organising
Delivering Results
Entrepreneurial and Commercial Thinking